✅ Can be bought while you’re abroad ✅ 24/7 assistance via chat ✅ Offers emergency medical coverage ✅ Cheap and easy to set up ($42/4 weeks) ✅ Offers full coverage worldwide ✅ For every 90 days abroad, you get 30 days of coverage in your home country ✅ Covers lost luggage and travel delays
❌ Is more expensive if you’re in the US, Hong Kong and Singapore ❌ Limited to no coverage for high-risk sports activities ❌ Doesn’t cover electronics ❌ Doesn’t cover pre-existing disease or injury ❌ Doesn’t cover cancer treatment
✅ Can be bought while you’re already abroad ✅ 24/7 multilingual assistance ✅ Offers emergency medical coverage ✅ Created by travelers for travelers ✅ Customized plans ✅ Gear and electronics protection ✅ Covers lost luggage and travel delays
❌ Does NOT offer insurance for all countries of residence ❌ Price varies depending on where you’re residing. Averaging around $120 a month ❌ Doesn’t cover pre-existing disease or injury ❌ Doesn’t cover cancer treatment